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*Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of October 2022, terms for new Accounts: Purchase APR of 29.99%%. Minimum interest charge is $2 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. **Off ticketed price. Excludes Now & Forever® and Lab-Created Diamonds by KAY solitaire rings, Kay Limited Release, Armani Exchange, Bulova Frank Sinatra, Bulova Marc Anthony, Bulova American Girl and Bulova Archive Series, Calvin Klein, Casio, Coach, Fossil, Hamilton, Hugo Boss, Mido, Movado, Tissot, and select JBW watches, smartwatches, loose diamonds, licensed sport team jewelry, “Lilac” ticketed merchandise, previously owned merchandise, ear piercing merchandise, Sparkling Savings, specially priced merchandise, special events, charity items, warranties, repairs, gift cards, and previous purchases. Cannot be combined with any other offer. Offer may exclude certain new items, designer brands, and licensed or exclusive collections. Promotions, prices, styles and availability may vary by store and online. See Jewelry Expert for details. Valid through 11/28/22 at 11:59pm ET. ♦ Limited to items available for Buy Online Pick Up in Store. Availability, selection, and order cut-off time may vary by location. Fees apply to same day delivery. See KAY.com.

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